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Independence Federal Credit Union
Privacy Notice |
At Independence Federal Credit Union (IFCU), your privacy is a top priority. This notice describes how we protect the privacy of your personal information. Throughout this notice, the word “information” refers to nonpublic personal information about you.
Information That We Collect and Disclose to Others
We collect information about you from the following sources:
- Applications and other forms you submit to us or our affiliates
- Information about your transactions with us or our affiliates
- Information about your transactions with others
- Information obtained when verifying information you provide on an application or other forms, such as your current or past employers or from other institutions where you conduct financial transactions.
- Consumer reporting agencies
We may disclose all of the information we collect, as described above.
Parties to Whom We Disclose the Information
We may disclose information about you to the following type of third parties:
- Financial service providers, such as those that provide mortgage services, credit card services, IRA services, ATM or Debit services, and various insurance services.
- Non-financial companies, such as our data processor, statement mailers, share draft printers and collection companies
- Other nonaffiliated third parties as permitted by law
We may disclose all the information that we collect as described above, to companies that perform marketing services on our behalf, our affiliates, or other financial institutions with which we have joint marketing agreements. We may also disclose information about you under other circumstances, as permitted by or required by law.
If you decide to terminate your membership with IFCU or become an inactive member, we will not share information we have collected about you, except as may be permitted by law.
How We Protect Your Information
We restrict access to information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your information. |
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